.policy-cards-section{padding-top:var(--hbs-section-padding,60px);padding-bottom:var(--hbs-section-padding,60px)}.policy-cards-section .title{text-align:center;padding:0;margin:0 0 var(--hbs-title-desc-gap,24px) 0}.policy-cards-section .title h2{display:inline;position:relative;margin:0;padding:0;text-decoration:underline;-webkit-text-decoration-color:var(--red);text-decoration-color:var(--red);text-decoration-thickness:1px;text-underline-offset:6px;-webkit-text-decoration-skip-ink:none;text-decoration-skip-ink:none;line-height:1.4;color:#111827;font-family:var(--font-playfair);font-size:var(--font-size-xlarge)}@media (min-width:992px){.policy-cards-section .title h2{font-size:var(--font-size-2xlarge)}}.pc-desc{font-size:15px;color:var(--gray)!important;text-align:left;padding:0;margin:0 0 var(--hbs-desc-content-gap,40px) 0;line-height:1.7;font-weight:300}.policy-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:12px;gap:12px}@media (min-width:992px){.policy-grid{gap:30px}}.pc-tier-1{--tier-color:#10B981;--tier-gradient:linear-gradient(135deg,#10B981,#34D399)}.pc-tier-2{--tier-color:#F59E0B;--tier-gradient:linear-gradient(135deg,#F59E0B,#FBBF24)}.pc-tier-3{--tier-color:#EF4444;--tier-gradient:linear-gradient(135deg,#EF4444,#F87171)}.pc-card,.pc-card-inner{height:100%;position:relative}.pc-card-inner{background:#fff;border:1px solid rgba(0,0,0,.04);border-radius:1px;padding:22px 30px 11px;display:flex;flex-direction:column;align-items:center;text-align:center;overflow:hidden;box-shadow:0 10px 30px rgba(0,0,0,.02);transition:box-shadow .4s ease}.pc-card:hover .pc-card-inner{box-shadow:0 15px 40px rgba(0,0,0,.06)}.pc-card-inner:after{content:"";position:absolute;top:0;left:10%;width:80%;height:2px;background:var(--tier-gradient);transform:scaleX(0);transform-origin:center;transition:transform .6s cubic-bezier(.165,.84,.44,1);z-index:2}.pc-card:hover .pc-card-inner:after{transform:scaleX(1)}.pc-card-inner:before{display:none}.pc-icon-wrapper{width:60px;height:60px;display:flex;align-items:center;justify-content:center;margin-bottom:24px;background:var(--tier-gradient);color:#fff;border-radius:50%;position:relative;transition:all .4s ease;z-index:3;box-shadow:0 4px 12px rgba(0,0,0,.08)}.pc-card:hover .pc-icon-wrapper{transform:scale(1.1);box-shadow:0 8px 20px rgba(0,0,0,.12)}.pc-card-title{font-size:19px;font-weight:700;color:#111827;margin-bottom:14px;font-family:var(--font-playfair);letter-spacing:.01em}.pc-card-text{font-size:15px;color:var(--gray);line-height:1.6;margin:0;font-weight:300;min-height:50px}@media (max-width:767px){.pc-card-inner{padding:22px 3px 0}.pc-desc{text-align:left}.pc-icon-wrapper{width:44px;height:44px;margin-bottom:12px}.pc-card-title{font-size:17px;margin-bottom:10px;min-height:36px;display:flex;align-items:center;justify-content:center;text-align:center}.pc-card-text{font-size:13px!important;line-height:1.3;min-height:60px;text-align:center}}